Texas community resource
Homeowner Refinance and Renovation Program
Neighborhood Assistance Corporation of America (NACA)
A refinance-and-renovation option for eligible homeowners needing funds for significant code, safety, health, or structural repairs.
Information last checked:
How to get help
Contact the Houston NACA office or the HAND department through the official program page to request current Refinance Renovation information and screening. Refinance approval, cash availability, repair eligibility, appraisal, loan terms, contractor approval, and closing are not guaranteed.
Who this service helps
Existing low- to moderate-income homeowners with a property needing significant eligible repairs who meet current NACA, mortgage, property, renovation, and lender requirements.
Where this service is available
Service area: Houston-area low- to moderate-income homeowners, with local access through NACA's Harris County office.
A service area describes where help is offered or who may be served. It is not necessarily the organization’s physical location.
Cost / fees
The official page does not publish service-specific interest rates, loan limits, fees, closing costs, repair escrow terms, or borrower expenses for this product.
About this service
Existing low- to moderate-income homeowners may seek NACA mortgage refinancing, with or without an existing mortgage, to finance important property repairs and renovations. The official program page identifies code, safety, health, and structural concerns as qualifying repair purposes.
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