Texas community resource
HOT-PHA Homeownership Through Public Housing Assistance
Neighborhood Assistance Corporation of America (NACA)
A homeownership pathway that can combine an eligible Section 8 or Housing Choice Voucher payment with NACA's mortgage program.
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How to get help
Contact the Houston NACA office and begin NACA's homebuyer workshop and counseling process. Ask NACA and the participant's public housing authority to confirm current HOT-PHA participation and required approvals before relying on voucher conversion. Participation, voucher use, qualification, financing, and purchase are not guaranteed.
Who this service helps
Public housing authority Section 8 or Housing Choice Voucher recipients pursuing homeownership who also satisfy NACA, housing-authority, lender, property, and program requirements. Local housing-authority participation must be confirmed.
Where this service is available
Service area: Public-housing-assistance recipients working through NACA's Houston office in Harris County; local participation depends on the applicable public housing authority and current program arrangements.
A service area describes where help is offered or who may be served. It is not necessarily the organization’s physical location.
Cost / fees
NACA states that the program incurs no additional cost to the housing authority or government. Participant mortgage, membership, credit-report, property, and ownership costs must be confirmed through current program and lender requirements.
About this service
NACA's Homeownership Through Public Housing Assistance program is designed for public housing authority Section 8 or Housing Choice Voucher recipients who want to become homeowners. The program applies the housing authority's approved payment standard toward an eligible participant's mortgage payment in conjunction with the NACA mortgage process.
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