Texas community resource
Housing Counseling and Homeownership Preparation
Neighborhood Assistance Corporation of America (NACA)
Individual HUD-certified housing and financial counseling for homeownership preparation and potential foreclosure or eviction concerns.
Information last checked:
How to get help
For homeownership counseling, first attend a Homebuyer Workshop, create a Member Portal account, complete required information, submit documents, and schedule an appointment through the portal. Contact the Houston office for local assistance. Follow-up counseling continues as needed, but qualification or resolution is not guaranteed.
Who this service helps
NACA members seeking homeownership preparation or help with a homeowner or renter situation. Homebuyer appointments follow workshop attendance and Member Portal setup; complete eligibility and documentation depend on the participant's service and action plan.
Where this service is available
Service area: Houston-area homebuyers, homeowners, and renters, with in-office support in Harris County and remote counseling available across the United States.
A service area describes where help is offered or who may be served. It is not necessarily the organization’s physical location.
Cost / fees
The official counseling pages do not state a counseling fee; the homeownership intake process identifies a membership fee and credit-report cost.
About this service
NACA counselors review debt, regular payments, income, expenses, budgeting, and an affordable mortgage payment. Homebuyer counseling produces an action plan identifying documents, information, and next steps; the department also counsels homeowners and renters facing potential foreclosure or eviction.
Other resources that may help
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