Texas community resource
Homebuyer Purchase and Renovation Program
Neighborhood Assistance Corporation of America (NACA)
Purchase financing with a rehabilitation escrow and HAND department support for eligible repairs and renovations after closing.
Information last checked:
How to get help
Complete NACA's workshop, counseling, qualification, housing-search, and mortgage steps, then coordinate the proposed renovation with the HAND department before purchase and closing. Financing, rehab scope, escrow amount, contractor eligibility, property approval, and closing are not guaranteed.
Who this service helps
NACA homebuyers who qualify for purchase financing and select a property requiring repairs or renovation that meets current loan, property, contractor, scope, escrow, and HAND requirements.
Where this service is available
Service area: Houston-area NACA homebuyers purchasing properties that need eligible repairs or renovation, with local support through the Harris County office.
A service area describes where help is offered or who may be served. It is not necessarily the organization’s physical location.
Cost / fees
Renovation funds are placed in a rehab escrow as part of the approved financing. The official program page describes special payment treatment when a home cannot be occupied during renovation; current loan terms, repair costs, escrow rules, and borrower obligations must be confirmed.
About this service
The program enables a qualified homebuyer to purchase a property and include repair funds in a rehabilitation escrow. NACA's HAND department helps create a scope and budget, coordinate with inspectors and eligible contractors, administer inspections and contractor payments, communicate with the lender, and support the project through completion.
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