Texas community resource
My First Texas Home
Texas Department of Housing and Community Affairs
Statewide mortgage and down-payment assistance for eligible first-time East Texas homebuyers.
Information last checked:
How to get help
Review program requirements and contact a participating lender to apply for the mortgage and assistance.
Who this service helps
Generally for first-time homebuyers who meet income, purchase-price, credit, occupancy, and participating-lender requirements; first-time buyer exceptions may apply to qualified veterans and targeted-area purchases.
Where this service is available
Service area: Statewide Texas program, including eligible properties in Anderson, Cherokee, Gregg, Harrison, Henderson, Rusk, Smith, and Upshur counties.
A service area describes where help is offered or who may be served. It is not necessarily the organization’s physical location.
Cost / fees
Loan rates, assistance options, lender charges, and repayment or recapture terms vary by product and current program rules.
About this service
Pairs a 30-year low-interest mortgage with down-payment assistance for eligible first-time homebuyers, with stated exceptions for qualified veterans and purchases in targeted areas.
Other resources that may help
Before you contact this provider
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