Texas community resource

Health Plan Appeal and External Review Help

Texas Department of Insurance

Consumer guidance and help with health-plan treatment appeals, independent external review, and related insurance complaints.

TexasLegal AssistanceConsumers with health coverage in Texas, including residents of the Central Texas counties; TDI assistance applies to fully insured plans within its authority.

Information last checked:

How to get help

First follow the appeal instructions in the denial notice and plan booklet. If eligible, request external review after an unfavorable appeal or qualifying life-threatening denial. Call TDI if unsure what type of plan applies or which regulator can help.

Who this service helps

People whose health plan denied treatment, a procedure, or medicine. TDI can help with fully insured plans; other plan types may be overseen by federal agencies or another program.

Where this service is available

Service area: Consumers with health coverage in Texas, including residents of the Central Texas counties; TDI assistance applies to fully insured plans within its authority.

A service area describes where help is offered or who may be served. It is not necessarily the organization’s physical location.

Cost / fees

External reviews are free to the consumer.

About this service

TDI explains how to appeal a plan's denial of treatment, procedure, or medicine and how to request a free external review after an appeal or for denied care involving a life-threatening condition.

Before you contact this provider

CVF Community Connect provides resource information for public convenience. Availability, eligibility, services, hours, and other details may change. CVF Community Connect does not guarantee eligibility, availability, acceptance, or services provided by listed organizations.

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