Texas community resource
Homeownership Program
Habitat for Humanity of Smith County
Affordable homeownership partnership for qualifying Smith County households with a documented housing need.
Information last checked:
How to get help
Contact Family Services to review eligibility and application procedures.
Who this service helps
Applicants must demonstrate housing need, ability to pay, applicable HUD-income qualification, at least two years of consistent income, Smith County residence or employment for at least one year, manageable debt, household background checks, and willingness to complete at least 300 sweat-equity hours and other partnership steps.
Where this service is available
Service area: Smith County; applicants must have lived or worked in Smith County for at least one year.
A service area describes where help is offered or who may be served. It is not necessarily the organization’s physical location.
Cost / fees
Homes are sold with an affordable mortgage loan; they are not given away.
About this service
Habitat builds homes with approved partner families and sells them through affordable mortgage loans; selected households complete education, partnership requirements, and sweat equity.
Other resources that may help
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