Texas community resource
First Time Homebuyer's Program
City of Tyler Neighborhood Services Department
Down-payment and closing-cost assistance for qualifying first-time homebuyers purchasing within Tyler.
Information last checked:
How to get help
Download the complete packet, apply for a standard mortgage through a participating lender, then contact the Homebuyers Specialist after mortgage pre-qualification to schedule an appointment.
Who this service helps
U.S. citizens or permanent legal residents meeting program income limits who generally have not owned a home in the prior three years; an exception is documented for certain legally separated single parents. The home must be a qualifying single-family dwelling within Tyler and pass required inspections.
Where this service is available
Service area: Homes purchased within the Tyler city limits in Smith County.
A service area describes where help is offered or who may be served. It is not necessarily the organization’s physical location.
Cost / fees
Assistance is a deferred-payment loan secured by a second lien; repayment may be required if the property is sold, leased, or rented during the affordability period. Subject to available funding.
About this service
HUD-funded assistance for low- to moderate-income households, structured as a deferred-payment second-lien loan with an affordability period based on the property and assistance amount.
Other resources that may help
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