Texas community resource

Homebuyer Assistance Program (HAP)

City of Houston Housing and Community Development Department

Need-based homebuyer assistance of up to $75,000 for eligible low- to moderate-income first-time buyers purchasing within Houston city limits.

TexasHousing and HomelessnessEligible home purchases within the City of Houston jurisdiction, Harris County, Texas.

How to get help

The current City notice says additional applications are not being accepted or processed because available funds are exhausted. Monitor the official page for reopening. For questions, call 832-394-6200 and select the Homebuyer Assistance Program option; weekly virtual office hours are listed for Wednesdays from 1:00 PM to 4:00 PM.

Who this service helps

The official page lists household income at or below 80% of Area Median Income; U.S. citizenship or permanent residency; first-time-homebuyer status; ability to obtain a 30-year fixed-rate mortgage; a lender preapproval dated within the past 120 days; an eight-hour HUD-approved homebuyer-education certificate; a non-tenant-occupied home within City of Houston jurisdiction; and required checklist documents.

Where this service is available

Service area: Eligible home purchases within the City of Houston jurisdiction, Harris County, Texas.

A service area describes where help is offered or who may be served. It is not necessarily the organization’s physical location.

Location and contact

Visit the organization website

Source and verification

Source: Public-source listing

Cost / fees

Assistance may be up to $75,000 based on financial need. The official page states no home-price cap when the purchase is affordable to the buyer and lists housing-ratio limits. Mortgage, closing, education, inspection, and other transaction costs are not fully stated on the reviewed page.

About this service

HAP is a City of Houston homeownership program that may provide up to $75,000 based on household financial need. The property must be within City of Houston jurisdiction and pay City of Houston taxes.

Before you contact this provider

CVF Community Connect provides resource information for public convenience. Availability, eligibility, services, hours, and other details may change. CVF Community Connect does not guarantee eligibility, availability, acceptance, or services provided by listed organizations.

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