Texas community resource
Homebuyer Assistance Program (HAP)
City of Houston Housing and Community Development Department
Need-based homebuyer assistance of up to $75,000 for eligible low- to moderate-income first-time buyers purchasing within Houston city limits.
How to get help
The current City notice says additional applications are not being accepted or processed because available funds are exhausted. Monitor the official page for reopening. For questions, call 832-394-6200 and select the Homebuyer Assistance Program option; weekly virtual office hours are listed for Wednesdays from 1:00 PM to 4:00 PM.
Who this service helps
The official page lists household income at or below 80% of Area Median Income; U.S. citizenship or permanent residency; first-time-homebuyer status; ability to obtain a 30-year fixed-rate mortgage; a lender preapproval dated within the past 120 days; an eight-hour HUD-approved homebuyer-education certificate; a non-tenant-occupied home within City of Houston jurisdiction; and required checklist documents.
Where this service is available
Service area: Eligible home purchases within the City of Houston jurisdiction, Harris County, Texas.
A service area describes where help is offered or who may be served. It is not necessarily the organization’s physical location.
Location and contact
Source and verification
Source: Public-source listing
Cost / fees
Assistance may be up to $75,000 based on financial need. The official page states no home-price cap when the purchase is affordable to the buyer and lists housing-ratio limits. Mortgage, closing, education, inspection, and other transaction costs are not fully stated on the reviewed page.
About this service
HAP is a City of Houston homeownership program that may provide up to $75,000 based on household financial need. The property must be within City of Houston jurisdiction and pay City of Houston taxes.
Other resources that may help
Before you contact this provider
CVF Community Connect provides resource information for public convenience. Availability, eligibility, services, hours, and other details may change. CVF Community Connect does not guarantee eligibility, availability, acceptance, or services provided by listed organizations.
Help us connect more people with resources
Online donations are not available at this time. Volunteers can still help CVF Community Connect research, verify, and maintain public resource information.