Texas community resource
Optional Home Reconstruction Assistance
City of Galveston Grants and Housing Department
Reconstruction option for an eligible owner-occupied Galveston home when the City determines rehabilitation is infeasible.
Information last checked:
How to get help
Apply through the Housing Rehabilitation Program with the full supporting-document package. The City evaluates feasibility and determines whether reconstruction is offered.
Who this service helps
HUD low-income household occupying an eligible single-family property; City determination that rehabilitation is infeasible; current taxes, acceptable title, required insurance, and all rehabilitation-program documentation requirements.
Where this service is available
Service area: Owner-occupied single-family homes on Galveston Island
A service area describes where help is offered or who may be served. It is not necessarily the organization’s physical location.
Cost / fees
One-time deferred assistance secured by a 15-year lien; after the affordability period is satisfied, the reconstruction loan converts to a grant.
About this service
The City may replace rather than rehabilitate a qualifying structure, using deferred assistance secured through a 15-year affordability lien.
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