Texas community resource

Optional Home Reconstruction Assistance

City of Galveston Grants and Housing Department

Reconstruction option for an eligible owner-occupied Galveston home when the City determines rehabilitation is infeasible.

TexasHousing and HomelessnessOwner-occupied single-family homes on Galveston Island

Information last checked:

How to get help

Apply through the Housing Rehabilitation Program with the full supporting-document package. The City evaluates feasibility and determines whether reconstruction is offered.

Who this service helps

HUD low-income household occupying an eligible single-family property; City determination that rehabilitation is infeasible; current taxes, acceptable title, required insurance, and all rehabilitation-program documentation requirements.

Where this service is available

Service area: Owner-occupied single-family homes on Galveston Island

A service area describes where help is offered or who may be served. It is not necessarily the organization’s physical location.

Cost / fees

One-time deferred assistance secured by a 15-year lien; after the affordability period is satisfied, the reconstruction loan converts to a grant.

About this service

The City may replace rather than rehabilitate a qualifying structure, using deferred assistance secured through a 15-year affordability lien.

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