Texas community resource
Homebuyer Assistance Program
City of Odessa Community Development
Zero-interest deferred loans for down payment and closing costs on eligible homes in Odessa.
Information last checked:
How to get help
Obtain mortgage preapproval, then submit the City application and required documents; approved applicants complete homebuyer education before closing.
Who this service helps
Household income below current HUD limits; buyer must obtain mortgage preapproval, meet credit and education requirements, contribute 1% of purchase price, maintain required savings, and buy an eligible home within Odessa city limits.
Where this service is available
Service area: City of Odessa.
A service area describes where help is offered or who may be served. It is not necessarily the organization’s physical location.
Cost / fees
Existing homes: combined down-payment and closing-cost assistance up to $13,500. New construction: total assistance up to $24,000. Assistance is a zero-interest deferred-payment loan.
About this service
The City offers income-qualified assistance for existing and newly constructed homes that are pre-approved and meet Housing Quality Standards.
Other resources that may help
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