Texas community resource

Homebuyer Assistance Program

City of Odessa Community Development

Zero-interest deferred loans for down payment and closing costs on eligible homes in Odessa.

TexasHousing and HomelessnessCity of Odessa.

Information last checked:

How to get help

Obtain mortgage preapproval, then submit the City application and required documents; approved applicants complete homebuyer education before closing.

Who this service helps

Household income below current HUD limits; buyer must obtain mortgage preapproval, meet credit and education requirements, contribute 1% of purchase price, maintain required savings, and buy an eligible home within Odessa city limits.

Where this service is available

Service area: City of Odessa.

A service area describes where help is offered or who may be served. It is not necessarily the organization’s physical location.

Cost / fees

Existing homes: combined down-payment and closing-cost assistance up to $13,500. New construction: total assistance up to $24,000. Assistance is a zero-interest deferred-payment loan.

About this service

The City offers income-qualified assistance for existing and newly constructed homes that are pre-approved and meet Housing Quality Standards.

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