Texas community resource
Veterans Home Improvement Program
Texas General Land Office Veterans Land Board
Below-market home-repair and improvement loans for qualifying Texas veterans.
Information last checked:
How to get help
Review the official checklist and project eligibility rules, gather the listed financial and service documents, start the linked online application, obtain contractor bids, complete loan documentation, and attend the required closing.
Who this service helps
Applicants must meet the program's Texas residency and military-service criteria, credit requirements, property and project rules, and primary-residence requirement. The borrower must secure a general contractor.
Where this service is available
Service area: Statewide in Texas, including all assigned West Texas counties; the improved home must be wholly in Texas and be the applicant's primary residence.
A service area describes where help is offered or who may be served. It is not necessarily the organization’s physical location.
Cost / fees
No down payment is required. The official page lists a $10 flood-certification fee, a $125 title-search fee, and closing costs. Rates and discounts can change, and all loans are subject to credit approval.
About this service
The Veterans Home Improvement Program provides loans for eligible repairs and improvements to an existing Texas primary residence. The official page documents loan ranges, project rules, property requirements, application preparation, contractor bids, documentation, and closing.
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