Texas community resource
Mi Casa Homebuyer Grant Program
El Paso Housing Finance Corporation
A mortgage and homebuyer grant program for qualifying low- to moderate-income households purchasing within El Paso city limits.
Information last checked:
How to get help
Contact an approved lender listed on the official El Paso HFC homebuyers page and request the Mi Casa Homebuyer Grant Program. The HFC public number is provided for general program questions.
Who this service helps
The property must be within El Paso city limits; minimum FICO score is 640; applicable income limits must be met; and homebuyer education is required. The purchaser generally must be a first-time homebuyer unless a targeted-area or qualified-veteran exception applies.
Where this service is available
Service area: Properties located within the city limits of El Paso, Texas.
A service area describes where help is offered or who may be served. It is not necessarily the organization’s physical location.
Cost / fees
The official page lists a 5.99% 30-year fixed mortgage rate as of February 19, 2026 and a grant equal to 4% of the mortgage amount. Applicants must confirm current rates, funding, lender fees, and terms before applying.
About this service
Mi Casa combines a 30-year fixed-rate mortgage with a grant equal to 4% of the mortgage amount for qualifying purchases using FHA, VA, or USDA financing.
Other resources that may help
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