Texas community resource
Justice Court Debt Collection Answer Guide
TexasLawHelp.org
Free answer form and step-by-step defense guidance for consumers sued over debt in a Texas Justice Court.
Information last checked:
How to get help
Read the citation immediately, confirm the due date, gather debt and payment records, complete the Justice Court answer truthfully, identify applicable defenses and exempt assets, make any supported venue or jury request, file with the named court, serve the plaintiff or counsel, keep contact information current, and attend the hearing with evidence.
Who this service helps
For a defendant sued in a Texas Justice Court over a consumer debt such as credit-card, medical, payday-loan, or other debt within the court's jurisdiction. The form is not for a debt case filed in district court or county court at law.
Where this service is available
Service area: People handling eligible Texas legal matters, including residents and court users in Central Texas.
A service area describes where help is offered or who may be served. It is not necessarily the organization’s physical location.
Cost / fees
Filing the answer is free. A jury request, copies, certified mail, records, travel, appeal, and legal assistance may have costs; an eligible litigant may request a fee waiver for covered charges.
About this service
The guide covers the 14-day Justice Court answer period, reviewing the citation and claimed debt, general denial and defenses, exempt income and property, optional venue and jury requests, filing and service, current contact information, hearing preparation, and post-judgment protection issues.
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