Texas community resource
Debt Collection Answer and Defense Tool
TexasLawHelp.org
Free interactive tool for requesting account information and preparing defenses and an answer to a debt-collection lawsuit filed in a Texas justice court.
Information last checked:
How to get help
Read the citation immediately, launch the tool, enter the case and debt information, review defenses and generated requests, file the answer with the justice court by the citation deadline, send required copies, keep proof, and respond separately to any discovery served with the lawsuit.
Who this service helps
A defendant sued by a creditor or debt collector in a Texas justice court may use the tool if the lawsuit and requested response fit its scope; district or county-court cases and counterclaims may require different forms or legal advice.
Where this service is available
Service area: People handling eligible Texas legal matters, including residents and court users in Central Texas.
A service area describes where help is offered or who may be served. It is not necessarily the organization’s physical location.
Cost / fees
TexasLawHelp states that its information and forms are free and not for sale; court filing, service, copying, notary, publication, or legal-service costs may apply when relevant.
About this service
The Lone Star Legal Aid-created tool helps a defendant respond to a justice-court debt case, identify defenses, and request information that may support or test the creditor's claim.
Other resources that may help
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