Texas community resource
Mortgage Hardship Letter Self-Help Tool
TexasLawHelp.org
Free self-help tool for creating a letter to a mortgage provider asking about ways to lower payments and remain in the home.
How to get help
Launch the tool, enter the mortgage and hardship information needed for the letter, review and correct the generated text, send it to the documented mortgage-servicer contact using a trackable method, keep a copy and delivery proof, and promptly complete any loss-mitigation packet the servicer provides.
Who this service helps
A homeowner or mortgage borrower who cannot make current payments may use the tool to prepare a communication to the mortgage provider; the servicer determines available programs and may require a separate complete application and supporting documents.
Where this service is available
Service area: People handling eligible Texas legal matters, including residents and court users in Central Texas.
A service area describes where help is offered or who may be served. It is not necessarily the organization’s physical location.
Location and contact
TX
Source and verification
Source: Public-source listing
Cost / fees
The self-help tool is free. The borrower remains responsible for mortgage obligations and any separate delivery, filing, professional, or legal-service costs.
About this service
The Lone Star Legal Aid resource focuses on producing a borrower-to-servicer communication for mortgage hardship and loss-mitigation information rather than only explaining foreclosure law.
Other resources that may help
Before you contact this provider
CVF Community Connect provides resource information for public convenience. Availability, eligibility, services, hours, and other details may change. CVF Community Connect does not guarantee eligibility, availability, acceptance, or services provided by listed organizations.
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